We have been in the invoice factoring business since 1979, are privately held, and have a powerful track record of being FINANCIALLY STRONG. We have survived many of the economy's downturns and in doing so, can help you through any hard circumstances you might suffer. We won't vanish when the times get hard, like a handful of invoice factoring companies regretfully have in the past.

All factoring companies have criteria for size, industry, and risk. It's pretty tough for you to choose which invoice factoring company is the right fit for you. By contacting us, we can save you a tremendous amount of time by helping you find the ideal match for your business - it may be us or another invoice factoring company.

We have a large network of invoice factoring industry colleagues, these cooperative relationships were earned over 20+ years in the business. So, after you take the time to lay out your needs to us, you'll quickly see that we can help you find just what you need.

A lot of invoice factoring businesses will permit you pick and choose your customers that you would like to factor. Although a handful of them normally have a minimum dollar amount prior to working with you. With us you have the freedom to pick and choose what to factor on an invoice by invoice basis with no minimum.

Our invoice factoring agreement is sort of like having a credit card in your pocket. You have it to use when you want it but don’t sign an agreement which will make you use invoice factoring when you don't want it.

A lot of invoice factoring businesses will not be upfront about their fees. Who knows all the reasons why they do this. You can be rest assured, We are different.  We are flat out transparent about our fees. When you apply, you are presented with an easy to understand, no obligation rate bid with the fee for your company. Good luck finding another factoring company, if any, that will be flat out transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you will get an advance payment of $700 to $900 to your account. Our usual advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few invoice factoring firms are funded by Wall Sreet bankers. We are a privately held company and don't answer to investors and boards. Same as you, we are like-minded business people and we have cleared many of the obstacles that a business deals with. We hear your story, learn your struggles. Based on that information we will put together a custom-made solution for you. A lot of invoice factoring firms notably the Silicon Valley Fintech ones mostly bet on an algorithm to establish your company's funding program. Who do you want to count on as a cash flow partner to fund your business?

A lot of invoice factoring businesses have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you are provided with a dedicated account administrator to be your point of contact – who really knows your business really well, and can assist you in ways the others just can't or don't want to be bothered.

Don't ignore the fact that the invoice factoring company will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is unmatched. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. In addition, we watch each invoice and follow them as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if needed until payment is made.

Our business credit monitoring systems allow us to spot recent negative trends so that we can protect you from risky transactions. You have immediate access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection issues in order to work on them right away.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Stay tuned to negative payment trends. This is crucial to run your business efficiently.

Our company adopts first-rate technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to better rates for you. A lot of other companies are not even remotely close.